2025 401k Limits And Catch Up Limits. The base applies to younger savers,. That cap is $11,250, instead of $7,500.
The elective deferral limit for employees who participate in 401(k), 403(b), most 457 plans, and the federal government’s thrift savings plan increases from $23,000 to $23,500 in 2025. Secure 2.0 added an additional.